I'm currently enrolled in the preferred American health plan for people who have no money: DGS. Don't Get Sick.
I just got rejected for real health coverage for preexisting conditions (thanks Kaiser!) even though I would argue there's nothing that crazy in my medical history. I could go off on a rant about capitalism and for-profit health care, but others have done it better already.
I just wanted to point out that one consequence of this is that I'm afraid to ride my bike. Normally I take it to the grocery store. Now, I'm not so sure if I want to. I have a pretty safe route, but if something were to happen, I would be totally screwed.
So, cycling advocates, take note. I'd like to help ya, but DGS doesn't cover car crashes.